The best way to understand your benefits is to call the member services number on the back of your insurance card. You can ask about your deductible, copay, coinsurance, and whether you need a referral or authorization for physical therapy.
The best way to understand your benefits is to call the member services number on the back of your insurance card. You can ask about your deductible, copay, coinsurance, and whether you need a referral or authorization for physical therapy.